Fast Business Loans in Australia
Apply for Australia's fastest business finance to boost your business.
No payments for up to 6 months
You can take an Equity Tap loan from 1 month, right through to 12 months. Best of all we can prepay the interest during the first 6 months.
- No valuations or financials
- Loans up to 12 months
- Funding from $50k up to $5m*
- LVR up to 75%
- 1 hour approval
- 24 hour settlement
- No repayments until maturity^
- Repay early or extend the loan FEE FREE
- No hidden fees or charges
Simple online process
It's quick, easy and secure. All designed to make your life easier.
- 2-minute application
- Same day approval
- Funding in 24 hours
- No financials or valuations required
- Aussie customer service
- Tax debts and poor credit score Ok
When would I need Equity Tap?
When you have an unexpected business opportunity & you need funds to seize the day.
When you need to settle on a property right away, but your bank finance has fallen through.
When you're selling real estate, but you urgently need the proceeds of the sale right NOW.
When your Bank approval is taking too long, and you need the funds by tomorrow!
Easy And Fast Business Finance From Equity Tap
A fast business loans in Australia from Equity Tap helps business owners taking the correct decision in emergencies or when it matters the most. Equity Tap is one of the leading specialists supporting small, medium or giant enterprises with faster business funds by approving it within 24 hours. We always put the business prosperity of our clients first. Our teams have helped several Australian businesses achieve their goals and dreams by offering faster business finances.
The fast business loan offers additional cash flow for supporting the growing business and meeting other daily expenses like hiring extra staff, investing in marketing or stock, expanding a particular business sector and many more. Getting the required funds rapidly in hand also helps the borrower pay for urgent renovations and repairs under the company. The biggest advantage of fast business funding is helping business owners to overcome unfortunate and unforeseen circumstances like temporary lockdown in this recent pandemic.
How To Use The Funds From The Fast Business Funding?
Fast business finance helps the borrower in the following activities without difficulty.
Renovating The Business in The Off-Season
Most business owners start their businesses online. But after some years of growth, they want to open a physical store to accommodate the customer necessity and increase the storage capacity. Sometimes the location and price of a physical store can be perfect, but the layout might not go according to your business theme. In this scenario, a renovation becomes necessary. With fast business loans in Australia, the owner can do the necessary repair and renovation and re-launch the store before the peak season. With an enticing and fresh environment, you will get more customers, and thus there will be an increase in sales.
Updating The Machinery And Equipment
Ensure your company remains competitive and uses the latest technology and innovations, so apply for a fast business loan. It is the best solution to maintain a thriving and healthy company and assist you in investing wisely in the latest inventions in the niche field.
Expanding The Business
Does your business suddenly have more work pressure than ever? Do you want to take on more employees for the job? The best way to expand your team is by applying for fast business finance.
Eligibility Criteria of Fast business Loans From Equity Tap
The fast business funds from Equity Tap allow the borrower to apply for a loan amount varying from $100,000 to $10,000,000. The repayment tenure for the loan varies from 1 to 12 months. Our committed Aussie financial specialists can help you with the exact loan amount. The eligibility criteria for the fast business loans in Australia from Equity Tap are:
- No recent or prior bankruptcy
- A minimum business credit score of 500
- Should meet the minimum loan amount
What Makes Business Funding From Equity Tap Fast?
The borrower should submit the financial details with a loan application, which offers more flexible criteria compared to traditional banks. It helps us to streamline the application process and provides the fund faster. Equity Tap is a secure financing service that the Australian business owner can rely on.
All our loan products empower and support small businesses in Australia. We are committed to 100% serving our customers with quality service and customized loan terms. Besides these, the other reasons that make the fast business finance from Equity Tap the first option among the borrowers include:
Competitive Fees And Rates
We offer flexible fees and competitive interest rates on the private lending market to provide businesses with affordable financial solutions.
Flexible Lending Criteria
We offer more flexible lending criteria when it is a question of requirements for secured loan applications. Our customer support and service are additional factors for faster business loan approval.
Faster And Easier Application Process
We do not need extensive financial documents set for loan approval. We have a streamlined loan verification and approval process, making the fund access faster.
See if you're eligible
All types of business owners can Equity Tap!
- Sole Traders
- Partnerships
- Companies
- Property Purchases*
- Have sufficient equity in real estate
- Have a company or ABN
- Be an Australian Citizen or Permanent resident over the age of 18
- Be borrowing against a property in Australia or New Zealand
- Have a government ID, such as a passport or drivers licence
We lend in most metro and non-metro postcodes in every state and territory in Australia, and right across New Zealand. However we can’t lend in some remote areas, on huge acreages, on workings farms, or where the population or recent property sales are very low.
- A rates notice for each property
- Photo ID for each person on title
- A recent Mortgage Statement
- A certified copy of the Trust Deed
- A copy of the Contract of Sale
- Evidence of paid deposit
- Evidence of remaining funds to complete purchase
- If residential, property must be purchased in a company name
Equity Tap Loan fees
- From 1.5% per month
- Interest is Pre-Paid for up to 6 months, so you don’t have to pay a cent during the first 6 months of the loan term
- From 1% of the loan amount + standard legal costs*
- These costs are capitalised into the loan, so you don’t need to pay them up front.
NIL – because we do not do valuations. Ever!
All included in the legal fees.
Complete our online application to find out what fees may apply to your unique scenario.
Don’t worry – it doesn’t cost anything to apply, and we do not do a credit check on application.
Our team are here to help.
Weekdays 9.00am – 5.30pm AEDT
1300 123 024
Simply APPLY ONLINE and we will immediately commence work on your loan.