What this funding is designed to do
Fast business lending works best when the amount, property position and repayment plan are clear from the beginning. We focus the initial conversation on those essentials so a time-sensitive scenario can move without avoidable delay.
Use fast finance for an urgent opportunity, settlement deadline, stock purchase, creditor arrangement or bank funding gap.
When this structure may fit
- Your business has a genuine, clearly explained use for the funds.
- There is sufficient available equity in acceptable Australian real estate.
- The need is time sensitive or falls outside a conventional bank policy.
- You have a credible exit strategy for repaying the short term facility.
- The costs and risks are understood before you proceed.
Why business owners come to Equity Tap
Banks are built for standard scenarios and longer processes. Equity Tap is built for direct specialist assessment. We listen once, look at the whole position and explain whether a workable structure exists. That matters when a settlement, creditor, opportunity or refinance cannot wait.
Equity Tap has lent its own money since 2022. Facilities range from $50,000 to $5 million, with terms from one to twelve months. Eligible transactions may settle in as little as 24 hours and may allow interest for up to six months to be prepaid as part of the facility.
What we need to understand
Start with the amount required, the business purpose, the deadline, the security property, any existing mortgage and the expected repayment event. Supporting information can include identification, rates notices, mortgage statements, contracts, trust documents and evidence supporting the exit.
“We fund people the banks cannot help, or can help, but not quickly enough.”
Equity Tap lending approachWhat makes a fast settlement possible?
Speed is most realistic when the property, ownership, existing debt and business purpose are clear from the outset. Have the property address, current mortgage statement, amount required, deadline and proposed exit ready. If there is a purchase or sale contract, provide it early. A second mortgage may also require the first lender's consent, so the fastest path is not always the same security structure for every borrower.
“As little as 24 hours” describes an eligible scenario, not a guaranteed approval or settlement time. Legal documentation, title issues and missing information can change the timeline. If a deadline is imminent, call us and explain the exact date before assuming that an online application alone will be enough.